The 2020 payments landscape demands sophisticated check acceptance risk mitigation tools. Businesses now have a new tool for collecting customer payments.SMS stands for “Short Messaging Service,” and centers around cell phone texting. The typical late Payment Gateway Integration collection process involves informing a customer that a payment is late via snail mail, or an office call. Not only do these traditional methods have poor success rates, but adopting Saas Payment Processing Partnerships reduces labor costs associated with typical late payment outreach, improves cash flow, and improves the customer experience.