SBI Personal Loans are available to salaried and self-employed customers who wish to meet unexpected financial needs. Borrowers can borrow a personal loan from SBI for any budgetary needs, such as wedding expenses, overseas travel, overseas education, medical expenses, or other financial expenses. These loans are available at attractive interest rates. The interest rate depends on the type of employment and credit history you have. SBI offers personal loans for up to 6 years, one year longer than other lenders.