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sample project report for bank loan
How to Create a Feasibility Project Report for PMEGP Scheme Loan Application
If you intend to launch a new firm under the PMEGP scheme (Prime Minister's Employment Generation Programme), completing a detailed Feasibility Project Report is a required step in obtaining a bank loan. A Feasibility Report, also known as a TEV Report (Techno-Economic Viability Report) or Bankable Project Report, is used by banks and financial institutions to determine if a proposed business is financially and technically viable.
In this blog, we will go over how to produce a Feasibility Project Report that is specifically customised for a PMEGP loan application, as well as how it differs from a Detailed Project Report (DPR), Pitch Deck, and other business documents such as the Project Report for Land Allotment and Startup India Registration.
What is a Feasibility Project Report?
A Feasibility Project Report is a thorough examination of a business idea's potential, market viability, technical feasibility, and financial sustainability. It answers one key question: Is the project sustainable and bankable?
A Feasibility Report is essential when presenting a proposal for a PMEGP loan, land allotment under an industrial development authority, or startup finance. It overlaps with the TEV Report, Bankable Project Report, and DPR for Loan, but each has a somewhat different focus.

Key Elements of a Feasibility Report for PMEGP
A Feasibility Report under the PMEGP scheme should typically include:
Executive Summary


Overview of the project


Business concept


Promoter background


Industry and Market Overview


Industry trends


Demand-supply analysis


Competitor landscape


Business Model


Products/services


Target customer


Unique Selling Proposition (USP)


Technical Feasibility


Location and land requirement


Machinery and equipment


Manufacturing process or service workflow


Financial Feasibility


Project cost breakup (fixed + working capital)


Sources of finance (loan, promoter’s contribution, subsidy)


Profit & loss forecast (3-5 years)


Cash flow and balance sheet


Breakeven analysis


Repayment schedule


Risk Assessment


Operational, financial, and market risks


Mitigation strategies


Regulatory Requirements


Startup India Registration (if applicable)


Environmental clearance, FSSAI, GST registration, etc.


For official formats and PMEGP-specific guidelines, refer to kviconline.gov.in.

Difference Between Feasibility Report, TEV Report, and Bankable Project Report
Feasibility Project Report: Focuses on determining if the business idea is viable from market, technical, and financial standpoints.


TEV Report: A more detailed version of the feasibility report, including in-depth technical and economic analysis. Required for high-value loans or industrial projects.


Bankable Project Report: A report tailored specifically for submission to banks and NBFCs to prove that the project is fundable and can generate returns.


All three formats are applicable when applying for loans through PMEGP, NLM (National Livestock Mission), and DPR government-backed schemes.

Related Documents You Should Prepare
In addition to the Feasibility Report for PMEGP, you may also need:
Pitch Deck for Startup: A 10-12 slide visual presentation for investors or accelerators, often needed for Startup India Registration.


Project Report for Business Expansion: Used when seeking additional loans for an existing unit.


Project Report for Land Allotment: Includes land area, utility requirements, and layout; mandatory when applying in industrial parks or SEZs.


NLM Project Report: If you're entering the dairy, poultry, or goatery business under the National Livestock Mission.


How to Make Your Report Stand Out
Use real data – Support assumptions with market research.


Be specific – Don’t generalize costs or income.


Use visual aids – Include charts, tables, and infographics.


Customize for the scheme – Align with PMEGP guidelines, including margin money, subsidy, and employment targets.


Ensure compliance – Make sure your report matches the DPR format required by your bank.


Conclusion
Creating a detailed and precise Feasibility Project Report is your first step towards obtaining a PMEGP loan and starting a profitable business. Whether it's a TEV Report, Bankable Project Report, or NLM Project Report, presenting your case effectively can make a big impact. Take advantage of this chance to study Startup India Registration, create a compelling Pitch Deck, and compile a good Project Report for Business or Land Allotment.
Ensure that your Detailed TEV Report covers all angles—technical, financial, and commercial—to make your application not only complete but persuasive. Repeating terms such as Feasibility Project Report, TEV Report, Bankable Project Report, and DPR for Loan throughout your documentation will aid in digital indexing if you submit it online or upload it to a government website. For additional information or assistance, please contact us at +91-8989977769.


Posted on 05/10/25

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