A business loan, also known as "loan perniagaan" in Malay, is a financial product designed to provide funding for businesses to support their operations, growth, or specific projects. It is a form of debt financing that allows businesses to borrow a certain amount of money from a financial institution or lender and repay it over an agreed period of time, typically with interest.

Here is a description of the key features and characteristics of a business loan:

Purpose: A business loan is intended to meet various business needs, such as purchasing inventory or equipment, expanding operations, investing in marketing or advertising campaigns, managing cash flow, or funding a new project or venture.

Borrowing Amount: The loan amount available can vary depending on the financial institution, the borrower's creditworthiness, the nature of the business, and other factors. It can range from small amounts for micro-businesses to substantial sums for larger enterprises.