What is a Project Report? A Beginner’s Guide
A project report is a thorough document that summarises the key components of a proposed business or project. It serves as a template for entrepreneurs and is an essential document when applying for finance from banks or financial organisations. Whether you're seeking a bank loan, Mudra loan, PMEGP, or CMEGP, a well-prepared project report is essential for demonstrating the viability and profitability of your business concept.

What is a Project Report?
Simply put, a project report is a written presentation of the company plan that includes critical data such as objectives, market feasibility, operations, financials, and technological know-how. It is critical to convince the lender or financing agency that the proposed business or expansion is financially feasible.
There are several sorts of project reports, including:

Detailed Project Report (DPR)


Feasibility Project Report


Feasibility Report


Project Report for Loan


Each type serves a specific purpose but ultimately contributes to the goal of establishing credibility in front of financial institutions.

Project Report for Bank Loan
A project report for a bank loan is specifically tailored to meet the requirements of banks or NBFCs. It typically includes:
Executive summary


Business profile


Promoter’s background


Product/service description


Market analysis


SWOT analysis


Financial projections


Repayment schedule


Banks evaluate the feasibility of a thorough project report for a bank loan before providing it. This report must indicate profitability, repayment capacity, and sustainability.
PMEGP Project Report
The Prime Minister's Employment Generation Programme (PMEGP) is a flagship project of the Ministry of MSME that aims to generate self-employment through microenterprises. Applicants under PMEGP must provide a PMEGP project report with their application. This full project report contains information such as:
Cost of project (with margin money subsidy)


Projected income & expenditure


Market potential


Machinery details


Raw material sources


Repeating the required format of a PMEGP project report increases the chances of approval under the scheme.
CMEGP Project Report
The Chief Minister's Employment Generation Programme (CMEGP), like the PMEGP, is a state-level scheme designed to encourage entrepreneurship. A CMEGP project report is required to obtain a loan and subsidy under this programme. The report must include:
Personal and business background


Nature of project


Investment breakdown


Sales forecast


Job creation potential


Applicants must submit a feasibility report as well to validate the scope of the project.
Mudra Loan Project Report
The Pradhan Mantri Mudra Yojana (PMMY) provides collateral-free loans to micro and small businesses. A Mudra loan project report is required before you can apply for one. The report should mention the following:
Project type (Shishu, Kishor, Tarun)


Use of the loan amount


Operational plan


Expected profits


Employment generation


The feasibility project report, also known as the loan project report, assures that the lender believes the applicant has the potential to repay the loan.

What is a Detailed Project Report (DPR)?
A detailed project report is a comprehensive document that contains technical, financial, and market analyses. It functions as both a road map for business operations and a convincing document for investors. Key components are:
Technical feasibility


Financial feasibility


Economic analysis


Environmental and legal considerations


When seeking institutional funding, a detailed project report for a bank loan acts as the foundation for credit appraisal.
Importance of Feasibility Report
A feasibility report assesses a project's technical, financial, and operational viability. Before making a large-scale investment, entrepreneurs should first create a feasibility project report. This aids in identifying issues and calculating ROI.
A project report for a bank loan, accompanied by a feasibility report, increases the lender's confidence.